Participants will be able to identify the following:

How credit works
Why it is important to manage credit carefully
How to make credit card payments on time.
How the Annual Percentage Rate (APR) will affect one’s credit card balance
What elements make up a credit score and why is it important?
The difference between a credit score and a credit report
What is included in a credit report
The advantages of a credit card
The difference between interest and principal payments